Terms and Conditions of Lampert Educational Resources LLC dba Afford.College and SOFA.College

Effective date: October 8, 2025

TERMS AND CONDITIONS OF USE

Please read these Terms and Conditions of Use (“TOU”) carefully. You must agree to these TOU before you are permitted to use or purchase any Lampert Educational Resources, LLC, dba Afford.College and SOFA.College digital or downloadable resources, online courses, one-on-one or group coaching, classes, programs, workshops, or trainings, or enter any online private forums operated by Lampert Educational Resources, LLC, dba Afford.College and SOFA.College (for any purpose), whether on a website hosted by Lampert Educational Resources, LLC, dba Afford.College and SOFA.College or a third-party website such as an online course platform and/or Facebook, Kajabi (collectively the “Program”).

If you do not agree with these TOU, you may not purchase the Program.

As used in these TOU, the term “Releasees” is defined to include the following: (i) Lampert Educational Resources, LLC, dba Afford.College and SOFA.College , its subsidiaries, affiliated companies, owners, members, managers, directors, officers, past and present employees, agents, coaches, representatives, successors, and assigns (collectively the “Company”); (ii) any Company volunteers; and (iii) Peter Lampert.

1. The Program

As part of the Program, you will receive the services outlined on the web page where you register.

The Company reserves the right to offer additional Program elements from time to time, for any subgroup of participants. These additional Program elements are a bonus, not a part of the services included in the base version of the Program. The selection of the participants who may participate in any additional Program elements is at the sole discretion of the Company.

2. Participants

If you wish to participate in another session of the Program in the future or purchase any other products, programs, or services from the Company, all terms of these TOU will continue to apply unless superseded by another agreement in writing.

This Program is intended and only suitable for individuals aged eighteen (18) and above. Some of the Content in this Program may not be appropriate for children. The Company hereby disclaims all liability for use by individuals under the age of eighteen (18).

3. Payment

You agree to the fees and payment schedule selected at checkout.

If paying by debit card or credit card, you give the Company permission to automatically charge your credit or debit card for all fees and charges due and payable to the Company, without any additional authorization, for which you will receive an electronic receipt. You also agree that the Company is authorized to share any payment information and instructions required to complete the payment transactions with its third-party payment service providers (e.g., credit card transaction processing, merchant settlement, and related services).

If payment is not received when due, the Company reserves the right to terminate your participation in the Program and all Content, as defined below, immediately and permanently.

If you fail to make any payment in a timely manner or voluntarily withdraw from the Program at any time or for any reason, you will remain fully responsible for the full cost of the Program and, if applicable, all payments in any payment plan you have chosen, regardless of whether you continue to access or participate in the Program. The Company reserves the right to charge a late fee on all balances more than thirty (30) days overdue. You agree to reimburse the Company for all collection and/or legal fees and expenses necessitated by lateness or default in payment.

4. Refunds

If you request an Analysis Meeting and pay the $500 refundable deposit and provide the requisite detailed financial information and participate in the Analysis Meeting, and then elect not to participate in the Program, the Company will refund your $500 deposit as described below. You have 30 days from the date of the Analysis Meeting to request a refund of the $500 deposit.

Your satisfaction with the Program is important. The Company’s satisfaction with you as a client is important. Therefore, you and the Company each have the right to terminate participation within 90 days of your payment of the Program fee for one-on-one coaching. To receive a refund of 100% of Program fees, minus fees the Company has already paid to partners or vendors, you must cancel your participation in the Program within 90 days after payment of the Program fee. If the Company cancels participation by notifying you within 90 days after payment of the Program fee, you will receive a refund of 100% of Program fees minus fees the Company has already paid to partners or vendors.

In all other cases, because of the extensive time, effort, preparation and care that goes into creating and providing the Program, the Company has a no refund policy. Unless otherwise provided by law, you acknowledge that the Company does not offer refunds for any portion of your payment for the Program, and you will not receive a refund at any time. By using and/or purchasing the Program, you understand and agree that, except for the limited refund period described above, all sales are final, and no refunds will be provided.

The Company will NOT provide refunds for any request that comes more than 90 days following the date of purchase. After day 90, all payments are non-refundable, and you are responsible for full payment of the fees for the Program regardless of whether you complete the Program.

Please note: If you opted for a payment plan and you do not request a refund as outlined here, you are required to complete the remaining payments of your payment plan.

Upon determining that you are entitled to a refund pursuant to this policy, the Company will promptly issue an instruction to its payment processor to issue the refund. The Company does not control its payment processor and will not be able to expedite any refunds.

If you receive a refund, that shall immediately terminate any and all licenses granted to you under this TOU. You shall immediately cease using the Content, defined below, and shall destroy all copies in your possession, including without limitation: video recordings, audio recordings, forms, templates, documents, slide decks, worksheets, and any other resources provided to you by the Company. In addition, you will lose access to private participant areas and will no longer be permitted to participate in social media groups limited to paying participants.

All refunds are discretionary as determined by the Company. To further clarify, the Company will not provide refunds for requests made after the 90th day from your date of purchase and all payments must be made on a timely basis.

The Company reserves the right, in its sole discretion, to determine how to manage a participant who violates these TOU. Therefore, if a participant disagrees with how the Company manages another participant and requests a refund, the Company will deny such a request.

Furthermore, if a participant violates these TOU, the Company reserves the right, in its sole discretion, to offer the participant another opportunity to abide by these TOU. If a participant disagrees with the Company offering another participant a second opportunity to follow these TOU, no grounds for a participant to receive a refund would be created, and any request for a refund on this basis shall be denied.

If, in the Company’s sole right and discretion, you persist with behaviors or actions that violate these TOU, the Company may terminate your access and participation in the Program without notice and without refund.

The Company may offer additional program elements for certain subgroup of participants. The Company reserves the right, in its sole discretion, to offer participation in these additional elements to specific participants. If a participant is denied participation in these additional Program elements, no grounds for a refund would be created and any request for a refund on this basis will be denied.

You have agreed to the Company’s clear and explicit refund policy before completing your purchase and agree that you will not file a fraudulent chargeback with your credit card company or payment processor. If a chargeback is found to be fraudulent, the Company reserves the right to refuse future transactions with you, report the fraudulent chargeback to credit reporting agencies and/or chargeback databases, recover all of the Company’s expenses and attorney’s fees incurred due to your payment default, and take any other appropriate legal action.

5. Intellectual Property Rights

a. Ownership of the Content

The words, videos, voice and sound recordings, training materials, design, layout, graphics, photos, images, information, materials, documents, data, databases, and all other information and intellectual property accessible on or through the Company website, any third-party website the Company may use to distribute or host the Program, and contained in e-mails sent to you by the Company, as well as the look and feel of all of the foregoing (the “Content”) is property of the Company and/or its affiliates or licensors, unless otherwise noted, and it is protected by copyright, trademark, and other intellectual property laws.

b. The Company’s Limited License to You

If you view, purchase, or access the Program or any of the Content, you will be considered the Company’s licensee. For the avoidance of doubt, you are granted a revocable, non-transferable license to the Content for personal, non-commercial use only, limited to you only.

This means you may view, download, print, email and use one copy of the Program materials or other Content for your own personal purposes or within your own business only.

You may not republish, reproduce, duplicate, copy, sell, display, disclose, distribute to friends, family, or any other third party, or otherwise use any Content for commercial purposes or in any way that earns you or any third party money (other than by applying them generally in your own business). By downloading, printing, or otherwise using the Content for personal use you in no way assume any ownership rights of the Content—it is still Company property. Any unauthorized use of any Content shall constitute infringement.

You must receive the Company’s written permission before using any of the Content for your own commercial use or before sharing with others.

You are strictly prohibited from uploading or distributing Content to any website, platform, software, or database where it could be accessed or replicated by ChatGPT or other artificial intelligence technologies.

The trademarks and logos displayed on the Content are trademarks belonging to the Company, unless otherwise indicated. Any use including framing, metatags, or other text utilizing these trademarks, or other trademarks displayed, is strictly prohibited without the Company’s written permission.

All rights not expressly granted in these terms or any express written license, are reserved by the Company.

c. Unauthorized Use

Your use of any Content other than that expressly authorized in this TOU or by a separate written assignment, is not permitted (“Unauthorized Use”). You agree to pay liquidated damages of five (5) times the total fees paid for the Program in the event of your Unauthorized Use, or a minimum of five thousand dollars ($5,000.00), whichever is greater, in addition to any legal or equitable remedies the Company may be entitled to pursue. This is not a penalty but an agreed liquidated damages charge for the Unauthorized Use.

You agree that any violation or threatened violation of the Intellectual Property Rights terms in these TOU would cause irreparable injury to the Company that may not be adequately compensated by damages, entitling the Company to obtain injunctive relief, without bond, in addition to all legal remedies.

d. Your License to the Company; Use in Testimonials and Marketing.

By posting or submitting any material during the Program such as comments, posts, photos, designs, graphics, images, videos, or other contributions, you are representing to the Company that you are the owner of all such materials, and you are at least eighteen (18) years old. You are also granting the Company, and anyone authorized by the Company, an unlimited, royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, worldwide license to use, copy, modify, transmit, sell, commercially exploit, create derivative works from, distribute, and/or publicly perform or display your contributions, in whole or in part, in any manner or medium, now known or developed in the future, for any purpose, and are granting the Company the right to make it part of the Company’s current or future Program and Content. This right includes granting the Company proprietary rights or intellectual property rights under any relevant jurisdiction without any further permission from you or compensation by the Company to you.

You also consent to photographs, videos, and/or audio recordings, including teleconference calls, webinars, coaching sessions, or other communications, that may be made by the Company during the Program that may contain you, your voice and/or your likeness. In the Company’s sole discretion, the Company reserves the right to use these photographs, videos, and or/audio recordings and/or any other materials submitted by you to the Company or created by the Company in connection with your participation in the Program, without compensation to you at any time, now or at any time in the future.

You also grant the Company, and anyone authorized by the Company, the right to use your likeness and identify you as the author and individual depicted in any comments, posts, photos, images, videos or other contributions created by you or the Company, or by name, email address, or screen name, for any purposes, including commercial purposes and advertising. You acknowledge that the Company has the right but not the obligation to use any contributions from you and that the Company may elect to cease the use of any such contributions in the Program or in the Content at any time for any reason.

This means you give the Company permission to use anything you submit or post in the Program or any third-party forum or website operated by the Company, or anything captured by the Company during your participation in the Program, including images in which your face is visible and recognizable.

e. Request for Permission to Use the Content

If you wish to use any of the Content, or any other intellectual property or property belonging to the Company, you should request permission in writing BEFORE you use the Content by
completing the “Contact” form on the website, or by sending an e-mail to [email protected].

If you are granted permission by the Company, you agree to use the specific Content that the Company allows and only in the ways for which the Company has given you its written permission. If you choose to use the Content in ways that the Company does not specifically give you written permission, you agree now that you will be treated as if you had copied, duplicated and/or stolen such Content from the Company, and you consent to immediately stop using such Content and to take whatever actions as the Company may request and by the methods and in the time frame that the Company prescribes to protect the Company’s intellectual property and ownership rights in the Program and Content.

6. Your Conduct

The Program is a “pitch free zone.” You agree you will not pitch, promote, market, or sell any other products, groups, programs, or events to Program participants on any Company website or in any third-party forums owned, operated, or moderated by the Company, whether officially sanctioned by the Company or not. This means you agree not to form or invite Program participants to join, any unofficial or “shadow” groups on social media or any other platform, or organize in-person meetups, based on interests or locality. You agree you will not invite Program participants to participate in events, such as a meetup or seminar, without first receiving approval from the Company. You agree not to market, promote, or sell products or services to Program participants, unless you are authorized or requested to do so by the Company. However, if you don’t follow these conditions, the Company reserves the right to terminate your participation in the Program and access to all Content immediately and permanently without refund. Please also choose carefully the materials that you upload, submit, or embed on any website operated by the Company and any third-party forums operated by the Company. Any material you post on the Company’s website or in any third-party forums operated by the Company may become public.

You are responsible for the comments, posts, photos, images, videos, and other contributions you submit during the Program and for any liability that may result from any material you post. You participate, comment, and post material at your own risk. Any communication by you on the Company’s website and in any third-party forums operated by the Company, whether by leaving a comment or participating in a chat, in a public or private forum, or other interactive service, must be respectful. You may not communicate or submit any content or material that is abusive, vulgar, threatening, harassing, knowingly false, defamatory or obscene, or otherwise in violation of any law or the rights of others. You agree to post comments or other material only one time.

You are strictly forbidden from the following:

• Harassing, fighting with, or being disrespectful to other participants

• Causing damage to any Company website or third-party forums operated by the Company

• Using any Company website or third-party forums operated by the Company for any unlawful, illegal, fraudulent, or harmful purpose or activity

• Using any Company website or third-party forums operated by the Company to copy, store, host, transmit, send, use, publish, or distribute any spyware, virus, worm, Trojan horse, keystroke logger, or other malicious software

• Using any Company website or third-party forums operated by the Company to transmit, send, or deliver unsolicited communications including, but not limited to, communications for marketing or advertising purposes

• Systematically or automatically collecting data from any Company website or third-party forums operated by the Company

• Taking pictures or screenshots of any comments, posts, pictures, materials or any other content shared by the Company or other participants on any Company website, private participant forum or third-party forums operated by Company without permission from the original poster

• Sharing any private and proprietary information, screen shots, comments, posts, pictures, materials, or any other content posted or shared by other participants within the Program (including on the Company website or within private participant or third-party forums operated by Company) with the public or anyone outside the Program, without permission

• Using discriminatory speech, hate speech, comments, or actions against other participants based on their sex, gender, age, ethnicity, race, socio-economic status, disability, or other labels.

If, in the Company’s sole discretion, your conduct violates these TOU in any way, you agree that the Company may immediately and permanently terminate your participation in the Program and your access to the Content without refund.

The Company, in its sole discretion, may delete or modify, in whole or part, any post, comment or submission on the Company’s website and any third-party forums operated by the Company. The Company does not, however, have any obligation to monitor posts, comments, or material submitted by third parties. The Company neither endorses nor makes any representations as to the truthfulness or validity of any third-party posts, comments, or material. The Company shall not be responsible or liable for any loss or damage arising from such third-party content on the Company website or on any third-party forums operated by the Company.

7. Confidentiality

The Company is not legally bound to keep your information confidential. You acknowledge that your communications with the Company are not covered by any doctor-patient privilege or any other professional relationship protected by legal privilege, unless a professional relationship is memorialized in an engagement letter.

Confidential information does not include information that:
(a) was in the Company’s possession prior to your participation in the Program;
(b) is generally known to the public or in your circle of friends and family and co-workers; or
(c) the Company may be required by law to disclose.

You agree that the Company shall not be liable for the disclosure of any of your information by another participant. You agree to keep all information you learn about other participants, their businesses, or their clients (as applicable), strictly confidential except in very rare circumstances where disclosure is required by law.

The Company may record live sessions or trainings and share them within the Program, in future programs, on the Company’s website, or in third-party forums operated by the Company.

You agree you will not share any recordings or third-party forum postings outside the private participant areas. If the Company discovers you have done so, this will be grounds for immediate termination of your participation in the Program and access to the Content.

Due to privacy and intellectual property concerns, participants may not use artificial intelligence technology to record or transcribe any live sessions, trainings, workshops, classes, or webinars attended by other participants. Participants may use artificial intelligence technology to record or transcribe individual one-on-one sessions for personal use only. The Company may use artificial intelligence for recording and memorializing sessions to assist in servicing your needs.

8. Username and Password

To access certain features of the Program, including any private areas limited to paying participants, you may need a username and password. It is your responsibility to inform the Company by emailing [email protected] if you are unable to access your account before the Program begins. You agree to keep your username and password confidential. You also agree to provide true, accurate, current, and complete information about yourself during the registration process. If the Company has reasonable grounds to suspect that you have provided false information, shared your username and password with anyone else, or forwarded any non-public material from the Program to any other person, the Company has the right to suspend or terminate your account and refuse any and all current or future use of the Program or any Content, in whole or part, without refund. Any personally identifiable information you provide as part of the registration process is governed by the terms of the Company’s website Privacy Policy Link to the Privacy Policy.

9. Live or In-Person Events

If you participate in any live or in-person event as part of the Program, you agree to observe and obey all posted rules and warnings, to follow any instructions or directions given by the Company through its employees, representatives or agents, and to abide by any decision of any Company staff or volunteers, or Company vendors or contractors, regarding your ability to safely participate in the event. You agree to always exhibit appropriate behavior and to obey all local, state and federal civil and criminal laws while participating in any Company events. This includes, generally, respect for other people, equipment, facilities, and property. The Company may dismiss you, without refund, if your behavior endangers the safety of or negatively affects the event or any person, facility, or property.

You consent to medical care and transportation in order to obtain treatment in the event of injury to you as the Company, volunteers, or medical professionals may deem appropriate. These TOU extend to any liability arising out of or in any way connected with the medical treatment and transportation provided in the event of an emergency and/or injury.

You agree that you will not consume alcohol prior to any part of the event that involves physical exercise or activity or use any medicine or substance that will inhibit your mental or physical ability to safely participate in the event.

If you choose to consume alcoholic beverages during any part of the event, you must do so responsibly and only if you are over the age of twenty-one (21).

The Company is not responsible for any personal item or property that is lost, damaged or stolen during the Program, including at any events.

10. Termination

The Company reserves the right in its sole discretion to refuse or terminate your access to the Program and Content, in whole or in part, at any time, upon delivery of written notice, at any time. If you violate any provision of this TOU, the Company may terminate your participation in the Program immediately and without refund. In the event of termination, you are no longer authorized to access the affected portions of the Program or Content. The restrictions imposed on you in these TOU regarding the Program and its Content will still apply now and in the future, even after termination by you or the Company.

In the event of termination, any remaining installment (if applicable), default, or late payments will be due immediately.

11. Cancellation

If you would like to cancel your participation in the Program, you must provide the Company with written notice (as described below) (including by e-mail to [email protected]). Your access to the Program will be immediately terminated upon your notice of cancellation. You will not be issued a refund for any remaining days or months of the Program after your cancellation, subject to Section 4. above. In the event you decide to cancel, any remaining installment (if applicable), default, or late payments will be due immediately.

Please cancel my participation in the program for which I registered on [insert date].

I understand that by canceling, I will be removed from the online community and will lose access to all content and program benefits, but that I am still bound by all ongoing provisions in the Terms and Conditions which I agreed when I registered.

Signed,
[ENTER YOUR NAME]

Following your cancellation, you will continue to have access to the Program through the end of the then-current renewal term, and any remaining default or late payments will be due immediately.

12. Personal Responsibility, Assumption of Risk, Release, Disclaimers

a. You are voluntarily participating in the Program and assume all risk of injury, illness, damage, or loss to you or your property that might result, whether arising out of the negligence of Releasees or otherwise.

b. Although Peter Lampert is a licensed Certified Public Accountant and Attorney and Insurance Agent and Investment Advisor Representative, and other employees or contractors of the Company may be attorneys or accountants, your participation in the Program does not establish an attorney-client or accountant-client relationship - or any other professional relationship protected by legal privilege - between you and the Company, or any of its employees or contractors, unless a separate engagement letters creates such a relationship.

c. The Program and Content provide information and education only, and do not constitute professional advice of any kind, including but not limited to financial, legal, or tax advice. The Program and Content is not intended to be a substitute for professional advice that can be provided by your own accountant, lawyer, or financial advisor. You are responsible for your own financial and legal well-being, decisions, choices, actions, and results. You should consult with a professional if you have specific questions about your own unique situation. The Company disclaims any liability for your reliance on any opinions or advice contained in the Program.

d. You acknowledge that, by engaging with the Company for the Program, you voluntarily assume an element of inherent risk, and knowingly and freely assume all risk and responsibility for injuries to any persons or damages to any property, and release, covenant not to sue, and hold Releasees harmless from any and all liability to you, your personal representatives, assigns, heirs and next of kin, for any and all claims, causes of action, obligations, lawsuits, charges, complaints, controversies, damages, costs or expenses of whatsoever kind, nature, or description, whether direct or indirect, in law or in equity, in contract or in tort, or otherwise, whether known or unknown, arising out of or connected with your participation in the Program, whether or not caused by the active or passive negligence of the Releasees. This release is not intended as an attempted release of claims of gross negligence or intentional acts by Releasees.

In the event that the release and hold harmless provision is held unenforceable for any reason, you agree to limit any damages claimed to the total paid to the Company for the Program.

e. Earnings and Results Disclaimer: You agree that Company has not made and does not make any representations about the results you may receive as a result of your participation in the Program. The Company cannot and does not guarantee that you will achieve any particular result from your use of the Program, and you understand that results differ for each individual.

f. Any links to third-party products, services, or sites are subject to separate terms and conditions. The Company is not responsible for or liable for any content on or actions taken by such third-party company or website. Although the Company may recommend third-party sites, products, or services, it is your responsibility to fully research such third parties before entering into any transaction or relationship with them.

g. The Company tries to ensure that the availability and delivery of the Program and Content is uninterrupted and error-free. However, the Company cannot guarantee that your access will not be suspended or restricted from time to time, including to allow for repairs, maintenance or updates, although, of course, the Company will try to limit the frequency and duration of suspension or restriction.

h. THE INFORMATION, PRODUCTS AND SERVICES OFFERED ON OR THROUGH THE PROGRAM AND CONTENT ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THE COMPANY DOES NOT WARRANT THAT THE PROGRAM OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THE COMPANY’S WEBSITE, INCLUDING PAGES LIMITED TO PAYING PARTICIPANTS, OR THE SERVERS THAT MAKE IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

i. THE COMPANY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE PROGRAM, INCLUDING ITS CONTENT, PRODUCTS OR SERVICES, OR THIRD-PARTY MATERIALS, PRODUCTS OR SERVICES MADE AVAILABLE THROUGH THE PROGRAM.

13. Security

You acknowledge that there is an inherent risk in all forms of electronic communication, and communications between you and the Company may be unlawfully intercepted by third parties
not under the Company’s control. The Company does not guarantee the security of any information transmitted via the Internet, telephone, video conference, or other electronic media. Any efforts you undertake to communicate with the Company are done at your own risk.

14. Legal Disputes and Waiver of Class Actions

These TOU shall be governed by and construed in accordance with the laws of the State of Colorado without giving effect to its conflict of laws principles. The state and federal court nearest to Pine, Colorado shall have exclusive jurisdiction over any case or controversy arising from or relating to the Program or Content, including but not limited to the Company’s Privacy Policy or these TOU. By participating in the Program or using the Content, you hereby submit to the exclusive jurisdiction and venue of these courts and consent irrevocably to personal jurisdiction in such courts and waive any defense of forum non conveniens. The parties waive any right to bring claims as part of a class or collective action and agree to limit any litigation to individual claims they may have against one another. The prevailing party in any dispute between the parties arising out of or related to these TOU, whether resolved by negotiation, mediation, or litigation, shall be entitled to recover its attorneys’ fees and costs from the other party.

15. Users Outside United States

The Company controls and operates the Program from offices in the United States. The Company does not represent that the Program or its Content are appropriate or available for use in other locations. People who choose to access the Program from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable.

16. Indemnification

You agree to defend, indemnify, release, and hold harmless the Company and any directors, officers, agents, contractors, partners, assigns, successors-in-interest and their employees from and against any and all claims, damages, obligations, losses, liabilities, costs, debt and expenses (including but not limited to attorney’s fees) arising from or in connection with: (i) your use of the Program or Content in violation of these TOU, (ii) any breach by you of these TOU or any representation and warranty made by you herein, (iii) any comment, post, or material you submit to the Company’s website or any third-party forum or website operated by the Company, (iv) your use of materials or features available on the Program or Content (except to the extent a claim is based upon infringement of a third-party right by materials created by the Company), or (v) a violation by you of applicable law or any agreement or terms with a third party to which you are subject.

17. Force Majeure

The Company shall not be deemed in breach of this TOU if the Company is unable to provide access to the Program or any portion thereof by reason of fire, earthquake, labor dispute, act of God or public enemy, epidemic, pandemic, death, illness or incapacity of the Company, or any local, state, federal, national or international law, governmental order, or regulation or any other event beyond Company’s control (collectively, “Force Majeure Event”). Upon occurrence of any Force Majeure Event, the Company shall give you notice of its delay or inability to provide access to the Program and may offer a revised schedule, alternative arrangements, or, if necessary, terminate this TOU.

18. General Provisions

The Company may modify the terms of this TOU at any time. All modifications shall be posted on the Company’s website or included in the Program dashboard and participants shall be notified via email before the changes go into effect. If any provision of this TOU is held invalid or unenforceable, the remainder of this TOU will remain in full force, and the invalid or unenforceable provision will be replaced by a valid or enforceable provision.

This document, along with any engagement letters you have signed, constitute the entire agreement of the parties and reflect a complete understanding of the parties with respect to the subject matter. This TOU and any applicable engagement letters supersede all prior written and oral representations.

By clicking on the box when signing up, you are providing the electronic equivalent of your signature and assert that you have read, understood and agreed to this entire document. If you do not agree with these terms, do not purchase or use our program.

Updated on 2025.10.08.

Contact Us

If you have any questions, concerns, or complaints about these Terms and Conditions of Use (“TOU”), please contact us:

By email: [email protected] and [email protected]
By visiting this page on our website: [[ Contact Website Link ]]
By phone number: 571-432-5671
By mail: Peter Lampert, 2679 W Main Street Su 300 #904 Littleton, CO 80120